6/01/23
Savings Key Intel Report
Savings
Over 5%! What does your Bank pay?
Savings Keys are designed to boost your savings interest rate or APY (Annual Percent Yield). These Keys invest only in extremally low risk instruments such as short-term CD’s offered by the 12 largest US Banks or Brokerage Firms, and US Government Treasuries (Bills, Notes, Bonds, I Bonds). On some occasions we may blend in foreign short-term notes. The overall target for this Key group is above 5% APY, all savings Keys are currently above 5.4%. This Key group is priced at $9.95 per month.
Long Term Movement
The initial move can gap up or down, but these instruments typically moves slowly and in one direction. The overall direction can be for multiple years or even a decade. They are strongly influenced by government interest rates produced by monetary policies, inflation, and government physical policies.
September is the Key’s best month.
Experience the Power of Compound Interest
When the market starts to make a clearly defined move, you want to make sure you are participating. The move could be for a long time. The direction rarely reverses suddenly, it normally takes a major event. We are currently in an increasing yield cycle, with no end in sight. This market can be played bidirectionally. This is not a high return investment, but if you give it time and allow it to compound your interest, you could build a nice nest egg.
Nothing is Guaranteed
This market can have gap moves and stay flat for long periods of time. So, be aware of known catalysts such as FOMC Meeting announcements of rate change, monthly employment figures, or CPI/PPI numbers. Unplanned events will happen so make sure this position is hedged or is being used as a hedging instrument. Do not play this position alone, make sure it is paired with a qualifying diverse instrument. Long and Short-Term interest instruments could provide enough diversity. Staying close to high quality (US Treasuries) is a good source of almost guaranteed fixed income. Your subscription will guide you through the process.
Have a Long-Term View with Tactical Stats
The 21-year strategic stats are not as reliable as they are with other instruments. The 21-year timeframe is too short for long-term (15+ years) financials. Barring any unseen events, tactical statistics are more reliable. All our top performing instruments are yielding over 5% APY.
We are currently in an inverted yield curve and do not see that changing in 2023.
Our 2023 APY target is above 5%, and the APR is about the same (-5%).
